Financial Planning
A personalized roadmap for income, savings, expenses, investments, retirement, taxes, insurance, and estate planning.
Services and fees
Planning, portfolios, rollovers, and tax-aware advice.
Woodmark Advisors offers fee-only fiduciary guidance for clients who want a clear plan, transparent pricing, and ongoing support as life changes.
What Woodmark does
Integrated advice for the major decisions around your money.
Woodmark Advisors helps clients connect the major parts of their financial life: income, savings, investments, expenses, retirement, taxes, insurance, estate questions, and the accounts needed to support the plan.
Tax analysis is provided as part of financial planning and does not include tax preparation or filing.
Core services
Financial planning and investment guidance.
Investment Management
Portfolio construction and oversight based on goals, risk tolerance, time horizon, allocation, diversification, and market conditions.
Tax Analysis
Review of income sources, investment holdings, retirement accounts, and prior tax returns to identify tax-aware planning opportunities.
Personalized Indexing
A custom portfolio approach that can track an index while tailoring holdings around taxes, concentration, risk, values, and account needs.
Retirement Plan Creation and Rollovers
Guidance for IRAs, 401(k)s, retirement savings strategy, and rollover decisions that need to fit the broader plan.
Planning and Budgeting Software
Tools to help answer questions such as when you can retire, how spending affects the plan, and where tax savings may exist.
Fees
Transparent options for different planning needs.
Asset Management
Woodmark manages client portfolios and investments for a maximum annual fee of 1%. Covered account types can include 401(k) plans, IRAs, brokerage accounts, Treasury bills, ETFs, mutual funds, stocks, and bonds.
One-Time Plan
Woodmark can collect relevant information and provide a roadmap forward for a focused planning need, retirement question, or tax-aware strategy.
Hourly Planning
The hourly rate is $300, with transparency and reporting around time spent on your case.
Planning Software
Planning and budgeting software access is listed at $15 per month for clients who want tools to model retirement, tax, and budgeting questions.
Fees are provided for general information. Confirm current pricing and service scope directly with Woodmark Advisors before engaging services.
Accounts and planning topics
Advice can cover the accounts and questions clients actually use.
- Traditional IRAs and Roth IRAs
- 401(k) plans and retirement plan rollovers
- SEP IRAs, SIMPLE IRAs, and brokerage accounts
- ETF/index funds, mutual funds, stocks, bonds, and Treasury bills
- Retirement income, estate coordination, tax-aware planning, and family goals
Start here
Talk through the planning question in front of you.
Use a first conversation to identify whether Woodmark's service model fits your situation.